TERMS OF USE
You have accessed The Insurance Studio (referred to as ‘The Insurance Studio’, ‘we’ or ‘us’ in these terms of use) website. These terms of use (‘Terms’) govern your use of www.theinsurancestudio.com.au.
You should ensure that you have read these Terms carefully. By using the website you are agreeing to these terms. You must not use this website if you do not agree to these terms.
In addition to these Terms, The Insurance Studio has a Privacy Policy that applies to the use of this website. By using this website, you agree to be bound by the terms of the Privacy Policy. Your contact information may be used to send updates, event invitations, or newsletters relevant to your use of our website.
Ownership
This website and all its contents are the property of The Insurance Studio Pty Ltd (ACN 671 512 931) located in Brisbane, Queensland, Australia.
Use of Website
The information obtained on this website, in the form of articles, documents or otherwise is provided to give general information only. It should not be considered and is not intended to be legal advice or provide any legal service whatsoever.
This website contains text, images, sound, graphics and other information (‘Content’). The Content is subject to copyright and other intellectual property rights owned by us, or a third party that has permitted us to use the Content.
You must only use the website for lawful purposes and ensure that you do not:
- By any means copy, reproduce, republish, adapt, upload, modify, translate reverse engineer, decompile or disassemble any part of the website or any Content contained on the website.
- Do anything that interferes or disrupts the website or any network connected to the website, or cause any disruption or failure of the website or any part of it, including its functionality.
- Breach the security of the website, test or scan the vulnerability of the website or make any unauthorised modifications to the website
- Use any robot, spider, scraping device, deep-link, or any other automated means or algorithm, or any manual process to access the content and the website whatsoever, or seek to bypass any measures that we may implement to restrict automated access to the Content or website.
- Use the website in any way that is unlawful, illegal, or breaches the rights of The Insurance Studio or any third party,
- Use the website in any way that otherwise breaches the Terms.
Disclaimer
This website may contain information, opinion or commentary about insurance, the law and the application of the law (‘Legal Information’). Any Legal Information is not, and is not a substitute for, legal advice and may not be relevant or applicable to your individual circumstances. You must consult with a qualified lawyer and must not rely upon any Legal Information.
The content on this website is provided on an “as is” basis and we do not warrant or guarantee:
- The completeness or accuracy of the content, including whether the website will be uninterrupted, free of errors, or fit for a particular purpose;
- That any defects will be corrected immediately; and
- That the website will be free from viruses or any other contamination.
To the fullest extent permitted by law:
- We are not liable for any loss, damage, liabilities or claims and expenses that you may suffer due to the use of the website, including the use of any information on it.
- We exclude all representations, warranties, implied terms (including those implied by statute, custom, law or otherwise) in relation to the website or the content, except as expressly set out in these Terms.
Registration/sign in
By registering as a user/student of The Insurance Studio, you agree:
Eligibility
Registration is open to professionals working in or associated with, the insurance and financial services industry, including insurers, insurance brokers, insurance advisers and insurance lawyers. The Insurance Studio reserves the right to accept or decline any user application at its sole discretion.
Termination
The Insurance Studio may suspend or terminate your access at any time without notice if you breach these Terms and Conditions or engage in conduct that The Insurance Studio considers to be inappropriate or detrimental to its interests.
Access to Educational Resources
As a student of The Insurance Studio, you may be granted access to live and recorded webinars, seminars, written materials, newsletters, and other educational content. Access is provided solely for your personal and professional development and must not be shared with others.
Intellectual Property
All The Insurance Studio content and materials are protected by copyright and other intellectual property laws. You must not reproduce, distribute, modify, transmit, store, publish, or use any part of the content for commercial purposes or for teaching/training others, without prior written authorisation from The Insurance Studio.
Use of Materials
Materials provided by The Insurance Studio are for educational purposes only and do not constitute legal, medical, or professional advice. Users are responsible for how they interpret and apply any information provided.
Code of Conduct
Users are expected to act respectfully and professionally in all interactions with The Insurance Studio and other users. Disruptive, offensive, or unethical behaviour may result in immediate termination of a user’s use of our site.
Third-party Content
This website may contain information from other websites or hyperlinks to websites operated by third parties. The Insurance Studio provides these for your information and convenience only. We are not responsible for and do not endorse the content of any such information or website. If you chose to visit the third-party website or rely on third party information, you do so at your own risk.
Cookies
This website may use cookies. Cookies are text files that contain small pieces of data (such as a username and password). Cookies are used to identify your computer as you use a computer network and are used to help improve your experience as a user of our website.
Credit Card Information
We do not store any credit card information that you provide. Payments made via the website are securely managed by our third-party payment gateway vendor in compliance with relevant standards. Suspending or terminating site access. We reserve the right in our absolute discretion to suspend or terminate at any time the access to the website of any user without notice for any reason, including but not limited to breach of these Terms.
Variation to terms
The Insurance Studio reserves the right to modify these Terms and Conditions at any time. Any changes will be published on The Insurance Studio website or notified to users via email. Continued use of the website after such changes constitutes acceptance of the new terms.
Jurisdiction
These Terms are governed by the laws of Queensland, Australia.
Enquiries
If you have any questions about these Terms or the use of this website, you can contact The Insurance Studio using the following contact details:
W: www.theinsurancestudio.com.au