The Policy

Topics which examine how a policy contract is formed, how to interpret policy terms & endorsements, and better ways to draft and apply them

  • Understanding the 'anatomy' of a policy

  • Fundamentals of policy interpretation: the top 4 rules & how to apply them

  • Improve your drafting and understanding of policy terms and endorsements

The Insured

Topics which examine the different business structures adopted by commercial insureds, the notation of "interested parties", principals extensions, and 'other insured' policy terms in general insurance

  • Do I have the correct insured entity?

  • Noting an interest: what does that mean?

  • Interested parties, 'named insureds', principals & others: are they insured and to what extent?

The Contracts

Topics which examine the impact of commercial agreements on general insurance, including unintended coverage issues, unfair contract terms and double insurance

  • The top insurance issues to look for when reviewing client contracts

  • Proportionate liability, contractual indemnities and the assumption of risk in insurance

  • The realities of contractual risk transfer on liability insurance in Australia

The Insurance Products

Training on different general insurance policy wordings, the 'nuances' of their component parts, and coverage extensions

  • The CGL policy: triggers, coverage issues, important exclusions and limits

  • Occurrence vs. claims-made cover: what's the difference?

  • Introduction to Cyber: the typical risks cyber policies are designed to meet, their exclusions and limits

  • What does "property damage" mean in a commercial policy?

  • E&O endorsements: beware their terms

The Risks

Topics which explore different commercial risk categories from a general insurance perspective

  • Duty bound: understanding your client's duty of care & the role of general insurance

  • Contractor & Principal liability: the risks, the issues and the coverage

  • Labouring under labour hire?: let's explore the risk dynamics

  • Commercial occupiers and third party risk exposures

  • Cyber: third party & regulatory risks explained

  • Contractor or employee?: why the distinction matters

The Claims

Topics which examine how claims work, the broker's role, and important technical issues

  • Understanding the 'anatomy' of a general insurance claim

  • The broker's role when a claim is made

  • Dual insurance, contribution and subrogation: what does this mean?

  • The role of section 54

The Laws

Topics which address the many and varied pieces of legislation impacting general insurance and risk in Australia

  • The Insurance Contracts Act: an introduction

  • Proportionate liability legislation and commercial insurance

  • Non-disclosure, misrepresentation and good faith under Australian insurance law

  • Unfair contract terms and the Australian Consumer Law

See something you like?

There's more where that came from! Whether you need an online course, webinar or in-person training, we'd love for you to get in contact to discuss your training needs.

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