| It can be confusing to figure out who or what is insured

Especially when multiple parties are referred to in the one policy

In this course we explain the legal and practical significance of naming and referring to 'interested' and other entities on someone else's GI policy

| What you'll learn

This course delivers 5-key outcomes essential to understanding the practical and insurance consequences of adding or referring to additional parties in a GI policy

  • What adding an additional party to a policy actually means

  • Whether it matters if an additional party is described as an "insured" or something else on a policy

  • Does 'noting an interest' on a policy have any significance?

  • What benefits (if any) do added parties gain and how are policy terms applied to them?

  • Case studies and practical tips to assist when drafting/reviewing these policy endorsements

| Explore course curriculum

    1. Why this topic?

    2. How to use this course

    3. Workbook (DOWNLOAD AVAILABLE)

    4. Before we begin...

    1. HYPOTHETICAL: Your first case study

    2. ACTIVITY: Which one is best?

    3. LESSON: The role of policy 'labels'

    1. THIS MODULE: Building a foundation

    2. LET'S REVIEW: The policy as a contract

    3. LESSON: The importance of privity

    4. LESSON: The role of the ICA (DOWNLOAD AVAILABLE)

    5. ACTIVITY: Apply your knowledge

    6. LESSON: Two categories of "insured"

    7. LESSON: Avoiding the confusion

    1. THIS MODULE: Obtaining a benefit

    2. LET'S REVIEW: Policy notations

    3. LESSON: TPB's "broken down"

    4. CASE STUDY: Section 11 in action

    5. ACTIVITY: Apply your knowledge

    6. LESSON: Making sense of it all

    1. THIS MODULE: The give and the take

    2. ACTIVITY: Apply your knowledge

    3. LESSON: TPB statutory rights (DOWNLOAD AVAILABLE)

    4. CASE STUDY: Commando Constructions

    5. ACTIVITY: Your analysis

    6. LESSON: Important limitations

    1. THIS MODULE: The words dictate the cover

    2. EXERCISE 1: Principal's extensions

    3. EXERCISE 2: Commando & Newby Contractors (DOWNLOAD AVAILABLE)

    4. EXERCISE 2 continued: Your analysis

    5. BONUS! EXERCISE 3: Jones v. Commando (DOWNLOAD AVAILABLE)

    6. EXERCISE 3 continued: Your analysis

About this course

  • 37 lessons
  • Real case examples
  • Applied learning exercises
  • Certificate of completion | Points accreditation

What's included

  • Video & interactive lessons

    Short, punchy lessons explain important concepts in real and relatable ways

  • Live HUDDLE*

    *Option to add a live 30-minute online 'huddle' with your instructor to obtain immediate feedback and review of material

  • Applied learning exercises

    Quizzes, revision exercises, real-life case studies, policy wording analyses and downloadable resources

  • Challenges

    Students of ALL EXPERIENCE LEVELS challenged to solve actual insurance problems with court-decided solutions

  • Accountability

    PD points accredited upon passing final (multi-choice) exam

  • Team building

    Private course and discussion groups for teams to explore content and share ideas

| Meet your instructor

Megan O'Rourke

Megan is the founder of The Insurance Studio. She has almost 30 years’ experience as an insurance lawyer, litigator and educator, with her work recognised in Australia's 'Best Lawyers' List and as a finalist in the Australian Law Awards. Known for her engaging presentation style, Megan has enhanced the knowledge of broker and underwriter audiences throughout Australia and New Zealand for over 20 years. She is also an Adjunct Lecturer at the College of Law, Australia's premier post-graduate institution for legal practitioners.

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