Available now: on-demand | in-person | webinar

Noting interests & adding parties

A course that examines what adding a party onto someone else's policy actually means

ENROL TODAY


It can be confusing to figure out who or what is insured

Particularly when parties (who haven't taken out the cover) are referred to in another's insurance. 

In this course we unpack the legal, insurance & practical implications of naming 'interested' and other parties on someone else's policy. You'll leave with:

  • a clearer understanding of what it actually means to take these steps
  • an appreciation of whether being included in the term "insured" has the same effect
  • the ability to better explain both the benefits and limitations of insurance cover provided to additional parties
  • practical examples and case studies to support your advice and decision-making.

| What you'll learn

This course delivers 5-KEY PRACTICAL OUTCOMES essential to understanding the practical and insurance significance of adding or referring to additional parties (including "interested parties") in a GI policy

  • What adding an additional party to a policy actually means from a legal & insurance perspective

  • Whether it matters if an additional party is described as an "insured" or something else on the policy

  • Whether "noting an interest" has any significance in terms of cover being extended to that party

  • The benefits (if any) added parties gain under a policy and how its terms are applied if they make a claim

  • Real-life case studies, illustrations, endorsement drafting/review tips, and opportunities to practice what to do and how to do it

| Explore (on-demand) course curriculum

    1. Why this topic?

    2. How to use this course

    3. Workbook (DOWNLOAD AVAILABLE)

    4. Before we begin...

    1. HYPOTHETICAL: Your first case study

    2. ACTIVITY: Which one is best?

    3. LESSON: The role of policy 'labels'

    1. THIS MODULE: Building a foundation

    2. LET'S REVIEW: The policy as a contract

    3. LESSON: The importance of privity

    4. LESSON: The role of the ICA (DOWNLOAD AVAILABLE)

    5. ACTIVITY: Apply your knowledge

    6. LESSON: Two categories of "insured"

    7. LESSON: Avoiding the confusion

    1. THIS MODULE: Obtaining a benefit

    2. LET'S REVIEW: Policy notations

    3. LESSON: TPB's "broken down"

    4. CASE STUDY: Section 11 in action

    5. ACTIVITY: Apply your knowledge

    6. LESSON: Making sense of it all

    1. THIS MODULE: The give and the take

    2. ACTIVITY: Apply your knowledge

    3. LESSON: TPB statutory rights (DOWNLOAD AVAILABLE)

    4. CASE STUDY: Commando Constructions

    5. ACTIVITY: Your analysis

    6. LESSON: Important limitations

    1. THIS MODULE: The words dictate the cover

    2. EXERCISE 1: Principal's extensions

    3. EXERCISE 2: Commando & Newby Contractors (DOWNLOAD AVAILABLE)

    4. EXERCISE 2 continued: Your analysis

    5. BONUS! EXERCISE 3: Jones v. Commando (DOWNLOAD AVAILABLE)

    6. EXERCISE 3 continued: Your analysis

About this course

  • 37 lessons
  • 1 hour of video content
  • Real case examples | review quizzes | interactive activities | final exam (80% pass)
  • Downloadable resources | applied learning exercises
  • Certificate of completion | 2.0 hrs


What are my enrolment options?

[Recommended pre-requisite courses: The PIM and How to read & apply policy terms . Huddle available.]

On-demand, self-paced course

Enrol a GROUP/TEAM for immediate access

CLICK HERE
In-person workshop


Book a LIVE workshop for your team

CLICK HERE
Webinar

Schedule a LIVE team webinar

CLICK HERE

What's included (on-demand course)

Training on demand | 12 months' access to enrolled students | downloadable resources

  • Video & interactive lessons

    Short, punchy lessons explain important concepts in real and relatable ways

  • Live HUDDLE*

    *Option to add a live 30-min 'huddle' with your instructor to obtain immediate feedback and review of material

  • Applied learning exercises

    Quizzes, revision exercises, real-life case studies, policy wording analyses and DOWNLOADABLE RESOURCES

  • Challenges

    Students of ALL EXPERIENCE LEVELS challenged to solve actual insurance problems with court-decided solutions

  • Accountability

    Certificate of completion issued upon passing final (multi-choice) exam

  • Team building^

    ^Private, tailored courses and live webinar/workshop options available on request for teams to explore content and share ideas

Megan ORourke
B.A; Llb (Hons)

Meet your instructor

Megan is the founder of The Insurance Studio.

She has 30 years’ experience as an Australian insurance educator, lawyer, litigator, and insurance policy drafter, with her work recognised in the 'Best Lawyers' List and as a finalist in the Australian Law Awards.

Known for her engaging presentation style, Megan has spent the last 3 decades delivering in person and online training and education events for the general insurance & legal industries across Australia and New Zealand.

She is also an Adjunct Lecturer at the College of Law, Australia's premier post-graduate institution for legal practitioners.

Here's what some of our students
had to say...

"Love the enthusiasm and activities"

"We were challenged to think outside of the box, and with an open mind"

"Really enjoyed - it forced us to think (and not just sit and listen)"


Take the next step. Let's talk today.

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